Long Term Care The need for Long Term Care may happen to anyone at anytime. Long Term Care is not uniquely the product of aging! Long Term Care can be the result of an accident at work, home, or travel. The sudden onset of increased health expenses will probably benefit greatly from the assistance of a Long Term Care policy. Five questions that "trigger" LTC thinking: 1. WHERE will I live when I am no longer able to care for myself? 2. WHO will take care of me when I’m no longer able to take care of myself? 3. HOW will I be cared for when I’m no longer able to care for myself? 4. WHEN will I be able to start receiving my LTC benefits? 5. WHY limit my choices if I don’t have to? Why Long Term Care? To protect your assets from the rising cost of long term care. To maintain a greater level of independence and dignity To improve your quality of life Some options to Long Term Care include: Personalized Plans Flexible payment options Tax qualified premiums and benefits Minimum specified amount is normally $50,000 Return to Insurance page