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Variable
Universal Life Insurance - PERSONAL
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VUL
Insurance offers you the opportunity to invest for your future while
protecting your loved ones with a death benefit that will help them to
preserve their dignity in a time of need. The death benefit will pass to
your beneficiaries tax free,* while the living benefits may provide for
everyday needs.
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In the event of your death, life insurance protection can help
to:
 Pay debts and keep
financial commitments
Provide necessary
income to your family
Pay
for a family’s home mortgage
Any growth in cash value is:
Tax deferred
Available
to supplement your retirement income
*Distributions such as loans and withdrawals will reduce the cash
value and death benefit. Loans may also be subject to interest charges.
Adverse tax consequences may result if a policy lapses while a loan is
outstanding,.
Minimum specified amount is normally $50,000
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